Unidentified Startup LLC requires that You carefully read, understand and agree to the following Terms and Conditions contained in this Terms of Use Agreement ("Agreement"). By accessing, browsing or using this website (the "Website"), or by using the goods or services offered in or through the Website through alternative methods (including, for example, telephone, mail, text, email or facsimile), You accept and agree to be bound by this Agreement (the term “Website” includes use through these alternative methods). THIS AGREEMENT CONTAINS AN AGREEMENT TO ARBITRATE ALL CLAIMS AND CONTAINS DISCLAIMERS OF WARRANTIES AND LIABILITY. These provisions form an essential basis of our bargain.

If You do not agree to these terms and conditions, You are not authorized to access or use the Website and You are to cease accessing or otherwise using the Website.

For purposes of this Agreement, "You" or "Your" means the person(s) using the Website and that person’s employer, and/or the services of Unidentified Startup LLC made available through the Website or otherwise (the "Services") and its companies offered through alternative methods. "You" or "Your" also includes the merchants and individuals that allow You (if You are a broker) to provide information about such merchants and individuals to Unidentified Startup LLC or the cash advance providers on the Services (the "Providers"). "Unidentified Startup LLC", "us" or "we" means Unidentified Startup LLC, LLC and its divisions/service groups.

IF YOU AGREE TO THIS AGREEMENT ON BEHALF OF AN ENTITY OR INDIVIDUAL, OR IN CONNECTION WITH PROVIDING OR RECEIVING SERVICES ON BEHALF OF AN ENTITY OR INDIVIDUAL, YOU REPRESENT AND WARRANT THAT YOU HAVE THE AUTHORITY TO BIND THAT ENTITY OR INDIVIDUAL TO THIS AGREEMENT. IN THAT EVENT, "YOU" AND "YOUR" WILL REFER AND APPLY TO THAT ENTITY OR INDIVIDUAL. You agree to indemnify us for any loss we may suffer as a result of any breach of these warranties and representations.

THE DISCLOSURES AND CONSENT REQUIRED UNDER CERTAIN STATE LAWS ARE DEEMED TO BE PROVIDED, RECEIVED AND AGREED TO BY USE OF THE SERVICES. Unidentified Startup LLC operates the Services and shall have the right at any time to change or discontinue any aspect or feature of the Services and the right to modify the terms and conditions applicable to users of the Services, including this Agreement, or any part hereof. Such changes, modification, additions or deletions shall be effective immediately upon posting on the Website. Any use by You of the Services or the goods or services offered in or through the Website shall be deemed to constitute acceptance of such changes. By accessing the Services You agree to be bound by this Agreement. The Services are intended for individuals who are at least 18 years of age and reside in the United State and the District of Columbia. If You are under 18 years of age or reside outside of the United States or the District of Columbia, You should not be visiting the Website or utilizing the Services. Unidentified Startup LLC has the right to suspend or terminate Your access to the Services at any time, without or without cause, and without prior notice. In the event that Your access to the Services is, in Unidentified Startup LLC’s sole discretion, due to Your noncompliance with this Agreement, or Your unethical or illegal behavior, Unidentified Startup LLC reserves the right to include Your name and other information on its public Website indicating the reason Your access to the Services was terminated.

Unidentified Startup LLC offers merchant cash advance request services. NOTE: Pursuant to the contracts between Unidentified Startup LLC and the Providers on its Service, Unidentified Startup LLC may receive information from Your Provider regarding the status of Your application including, but not limited to, the amount or disposition of Your merchant cash advance. Information specific to Your Provider’s use of Your information will be found in Your Provider’s specific privacy policy. NOTE: You are providing express written consent for Unidentified Startup LLC and the selected Provider to share this private personally identifiable information for these purposes, litigation, regulatory request(s), law enforcement requests, internal analytics and/or for marketing purposes.

Unidentified Startup LLC is not a funder, a creditor, a cash advancer, or a credit reporting agency. Unidentified Startup LLC does not make cash advance or credit decisions in connection with cash advances. Unidentified Startup LLC does not endorse or recommend the services of any particular Provider. Unidentified Startup LLC expresses no opinion whatsoever on the credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living of any merchant or individual. When You use Unidentified Startup LLC’s services, Unidentified Startup LLC is acting as Your service provider, including when Unidentified Startup LLC requests a credit report regarding an individual associated with You or makes information available to Providers to facilitate merchants’ cash advance applications. Unidentified Startup LLC’s services are only administrative. You should rely on Your own judgment in deciding which available cash advance product, terms or Provider best suits Your needs and financial means. The Provider is solely responsible for its services to You, and You agree that Unidentified Startup LLC shall not be liable for any damages or costs of any type arising out of or in any way connected with Your use of such services. You understand that Providers may keep Your cash advance request information and any other information provided by Unidentified Startup LLC or received by them in the processing of Your cash advance request, whether or not You are qualified for a cash advance with them or if consummate a cash advance with them. You agree to notify any particular Provider directly if You no longer want to receive communications from them.

Cash advances may only be made to residents of states where Providers are licensed or authorized to make such cash advances. Providers are not attempting to make cash advances outside of their authorized states or country by participating in and offering their products on the Services. Unidentified Startup LLC and Providers expressly reserve the right to discontinue, suspend or terminate the offering of any cash advance service in any specific state through the Services at any time, without prior notice.

The data and other information You may provide Unidentified Startup LLC is not, and is not treated as, an application for a cash advance or a request to be pre-approved, pre-qualified or any similar concept. Unidentified Startup LLC does not guarantee acceptance into any particular cash advance program or specific cash advance terms or conditions with any Provider; cash advance approval standards are established and maintained solely by individual Providers. Likewise, Unidentified Startup LLC does not guarantee that the cash advance terms or rates offered and made available by Providers are the best terms or lowest rates available in the market. A Provider’s conditional cash advance offer may be subject to market conditions, approval and qualification. The rates and fees actually provided by Providers may be higher or lower depending on Your complete credit profile and collateral (if applicable). Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a cash advance commitment or interest rate lock-in agreement. Providers may not offer all services in all states. You might not be matched with a Provider. To help the government fight identity theft, the funding of terrorism and money laundering activities, Unidentified Startup LLC and/or its Providers may obtain, verify and record information that identifies each person who opens an account with them. They may ask for names, Social Security Number, address, telephone number, date of birth and other important information that will allow them to properly identify You and associated individuals. During the Providers’ formal application process, they may also ask to see Your driver’s license or other identifying documentation to further assist in certifying Your identity.

Unidentified Startup LLC is paid a marketing lead generation fee by Providers for the goods and services provided. Your use of the Services and/or Unidentified Startup LLC’s services constitutes Your agreement with this compensation arrangement. At the closing of a cash advance transaction You enter into, You will be responsible for paying for any closing costs associated with Your cash advance (such as cash advance processing, underwriting or funding fees). Unidentified Startup LLC does not charge You a fee for its service in matching You with Providers.

By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission ("submission") You understand that You are consenting, acknowledging and agreeing to the stated terms and conditions of that submission and that You are submitting an inquiry as to a cash advance product through Unidentified Startup LLC to each of the Providers to whom Your cash advance request is transmitted. You are also indicating that You are consenting, acknowledging and agreeing to receive important notices, disclosures and other communications ("Disclosures and Communications") in electronic form (either by email or via the Internet). You understand that You will need, and have access to an email address, Internet access and PDF software to review the Disclosures and Communications. In addition, You acknowledge that, as a result of Your use of our services, we may access Your credit file even if Your Social Security Number is not provided and that You have received and reviewed and, where applicable, signed the necessary required disclosures. By agreeing to the terms of this Agreement, You request and authorize us to access Your credit file and procure a credit report, personal and business background reports, access to other personal and business information, and share that information with Providers in order to further the cash advance application; You also represent and agree that any individual whose information will be submitted in connection with Your use of our services has agreed to allow us to access their credit file, procure a credit report, and share certain information in that credit report to further the cash advance application. From time-to-time Unidentified Startup LLC is examined by State and Federal Regulators and as such is required to maintain Your personally identifiable information to adhere to those requirements. Your information may also be obtained from Providers after You are matched to adhere to state and federal reporting and record retention requirements. You authorize Unidentified Startup LLC and its participating Providers to share such information as required.

By submitting the cash advance request, You are extending an express invitation to each Provider You have been matched with to contact You by telephone at the numbers (whether landline or cellular) You have provided so they may assist You with Your transaction, and You hereby consent to any such calls even if Your phone number is on any Do Not Call list, or by email at the email address You provided or at another address that may be associated with You that we receive from Providers or other parties and You hereby consent to any such email so it will not be considered spam or unauthorized by any local, state or federal law or regulation. In addition, You consent, acknowledge and agree that Unidentified Startup LLC, a Provider with whom You have been matched or an associated third party may use an automatic dialing system in connection with calls made to any telephone number You entered, even if it is a cellular phone number or other service for which the called person(s) could be charged for such call. By saving Your information with Unidentified Startup LLC or by doing a submission, You give Unidentified Startup LLC permission to retain all such provided information and to make live or recorded calls to discuss, provide or remind You of any information in regards to Your submission, including incomplete cash advance requests, the delivery of cash advance request matches, deadlines, quality of services or other matters in connection with Your cash advance request. For any service, You represent that all of the information You have provided in Your submission and cash advance request is true and complete. You have the right to receive any document in non-electronic form and to withdraw Your consent to electronic delivery at any time by contacting Unidentified Startup LLC Customer Service at hello@unidentifiedstartup.com.

When You "submit" information, create an account or otherwise register for services through Unidentified Startup LLC, LLC, or the Services, or otherwise, You understand and agree that You have established a business relationship between You and Unidentified Startup LLC, LLC, which is the owner of this site. Accordingly, Unidentified Startup LLC, LLC may send Your information to its affiliates as provided in the Privacy Policy, and You agree that Unidentified Startup LLC and/or its Companies may contact You using information You provided with information and offers of services available through Unidentified Startup LLC and the Services. You hereby consent to any such communication or phone calls even if Your phone number is on any Do Not Call list. You agree to notify Unidentified Startup LLC by emailing hello@unidentifiedstartup.com if You no longer want to receive other forms of communications from us.

In using the Services, You agree to comply with all applicable laws, rules, and regulations, including, without limitation, the Fair Credit Reporting Act, and all other laws applicable to Your activities under or in connection with the Services.

All contents of the Services are: Copyright © 2025 Unidentified Startup LLC, LLC. All rights reserved. Unidentified Startup LLC is a trademark of Unidentified Startup LLC, LLC. Other product and company names mentioned herein, including the names of Providers, may be the trademarks of their respective owners.

Nothing in the Services should be construed as granting, by implication, estoppel or otherwise, any license or right to use any service mark or trademark (individually and collectively, "Mark" or "Marks") displayed on the Website, without the prior written permission of Unidentified Startup LLC or the applicable Mark holder specific for each such use. The Marks may not be used to disparage Unidentified Startup LLC, the Providers, the applicable third party or the products or services of such parties, nor shall they be used in any manner that may damage any goodwill in the Marks. Use of any Mark as part of a link to or from any site is prohibited unless establishment of such a link is approved in advance by Unidentified Startup LLC in writing.

The Services contain copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of the Services are copyrighted as a collective work under the United States copyright laws. Unidentified Startup LLC owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works or in any way exploit, any of the content, in whole or in part. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial or non-commercial exploitation of downloaded material will be permitted without the express written permission of Unidentified Startup LLC and the copyright owner. Elements of the Services are protected by trade dress, trademark, unfair competition, and other state and federal laws and may not be copied or imitated in whole or in part, by any means, including but not limited to, the use of framing or mirrors.

We, Unidentified Startup LLC, grant you a limited, conditional, no‐cost, non‐exclusive, non‐transferable, non‐sub‐licensable license to view or use this Site or Apps and its Content as permitted by these Terms, as a condition precedent, you agree that you will not: Reproduce, modify, display, publicly perform, distribute or create derivative works of the Site, Software, Service, or Apps or the Content.

Content in this case is defined as: The Site or Apps and all data, text, designs, pages, print screens, images, artwork, photographs, audio and video clips, and HTML code, source code, or software that resides or is viewable, submitted or otherwise discoverable on the Site or Apps.

You acknowledge and agree that you will not directly or indirectly and you will not assist a third party to directly or directly: (i) reverse engineer, decompile or attempt to discover the source code for the Services or the Website; (ii) create, market or sell a website that competes with the Website; or (iii) create, market or sell any services that compete with the Services.

Unidentified Startup LLC intends that the information contained in the Services be accurate and reliable; however, errors sometimes occur. The information is provided as a service to the general public over the age of eighteen and is subject to change without prior notice. In addition, changes and improvements to the information provided herein and are provided "as-is" without warranty of any kind, implied, expressed or otherwise. Under no circumstances will Unidentified Startup LLC be liable for any loss or damage caused by Your reliance on information obtained through the Services. It is Your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the Services.

THE WEBSITE AND THE SERVICES, AND THE INFORMATION ASSOCIATED WITH THEM ARE PROVIDED "AS IS". UNIDENTIFIED STARTUP LLC DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEBSITE AND SERVICES, AND ANY INFORMATION PROVIDED THEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THE SERVICES IS AT YOUR OWN RISK. UNIDENTIFIED STARTUP LLC IS NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR THE INABILITY TO USE THE WEBSITE AND/OR THE SERVICES OR WITH THE DELAY OR INABILITY TO USE THE WEBSITE, OR FOR ANY INFORMATION OR SERVICES OBTAINED THROUGH THE WEBSITE OR SERVICES, INCLUDING BUT NOT LIMITED TO RELIANCE BY YOU ON ANY INFORMATION OBTAINED AT THE WEBSITE, OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAILS, ERRORS, DEFECTS, VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACK DOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO UNIDENTIFIED STARTUP LLC RECORDS, PROGRAMS OR SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE OR SERVICES, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF UNIDENTIFIED STARTUP LLC BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

Unidentified Startup LLC and Providers may choose to electronically deliver all information related to its services and Your requests. Unidentified Startup LLC and Providers’ electronic communications to You may transmit or convey information about action taken on Your request, portions of Your request that may be incomplete or require additional explanation, any notices required under applicable law, which may include any Federal Truth-in-Lending disclosures, State disclosures, other terms, conditions and documents, and the privacy policies of Unidentified Startup LLC and the Providers.

You agree to receive all current and future notices, disclosures, communications and information, and to do business electronically with Unidentified Startup LLC and the Providers. This means that Unidentified Startup LLC and Providers may communicate with You by sending a message to the email address You provided or at another address that may be associated with You that we receive from Providers or other parties.

Unidentified Startup LLC Website Privacy Notice, hereby incorporated by reference into this Agreement, explains our privacy practices pertaining to the information that is collected from You through the Website. You agree that You have reviewed and agree to the terms of Unidentified Startup LLC Website Privacy Notice. If You are a broker, You agree that You will not submit any information to the Website concerning one of Your Clients or any other individual without first obtaining that Client’s and/or individual’s agreement to the terms of Unidentified Startup LLC Website Privacy Notice and the Client’s and/or individual’s consent to the submission of information concerning them.

As a condition of use of the Services, You agree to indemnify Unidentified Startup LLC from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from Your use of the Services, including without limitation any claims alleging facts that if true would constitute a breach by You of this Agreement.

Unidentified Startup LLC is not liable, and You agree not to hold us responsible, for any damages or losses arising out of or in connection with the Services, including, but not limited to: Your use of or Your inability to use the Services; Delays or disruptions in the Services; The content, actions, or inactions of third parties’ use of the Services; A suspension, termination, or other action taken with respect to Your account;

ADDITIONALLY, WITHOUT LIMITING THE FOREGOING, IN NO EVENT WILL UNIDENTIFIED STARTUP LLC, OUR AFFILIATES, OR OUR THIRD-PARTY SERVICE PROVIDERS BE LIABLE FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, OR INDIRECT COSTS OR DAMAGES, INCLUDING, BUT NOT LIMITED TO, LITIGATION COSTS, INSTALLATION AND REMOVAL COSTS, OR LOSS OF DATA, PRODUCTION, PROFIT, OR BUSINESS OPPORTUNITIES. THE LIABILITY OF UNIDENTIFIED STARTUP LLC, OUR AFFILIATES, AND OUR THIRD-PARTY SERVICE PROVIDERS TO ANY USER FOR ANY CLAIM ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT WILL NOT EXCEED $1,000. THESE LIMITATIONS WILL APPLY TO ANY LIABILITY, ARISING FROM ANY CAUSE OF ACTION WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR THE OTHER TERMS OF SERVICE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH COSTS OR DAMAGES AND EVEN IF THE LIMITED REMEDIES PROVIDED HEREIN FAIL OF THEIR ESSENTIAL PURPOSE. SOME STATES AND JURISDICTIONS DO NOT ALLOW FOR ALL OF THE FOREGOING EXCLUSIONS AND LIMITATIONS, SO TO THAT EXTENT, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

The Services may contain links to websites maintained by third parties. Such links are provided for Your convenience and reference only. Unidentified Startup LLC does not operate or control in any respect any information, software, products or services available on such websites. Unidentified Startup LLC’s inclusion of a link to a website does not imply any endorsement of the services or the website, its contents, or its sponsoring organization. When You leave the Services please note that Unidentified Startup LLC is not responsible for the accuracy or content of the information provided by that website, nor is it liable for any direct or indirect technical or system issues arising out of Your access to or use of third party technologies or programs available through that website.

Any claim or controversy arising out of or relating to the use of the Services, to the goods or services provided by Unidentified Startup LLC, or to any acts or omissions for which You may contend Unidentified Startup LLC is liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and exclusively, settled by arbitration. The arbitration shall be held before one arbitrator under the Supplementary Procedures for Consumer Related Disputes of the American Arbitration Association ("AAA") dated September 15, 2005. The arbitration shall be venued in New York, New York. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, the parties shall agree on an arbitrator mutually agreeable to both parties. Should the AAA decline to accept a matter submitted for individual (non-class) arbitration under this Agreement, the parties shall jointly select another arbitrator. In the event the parties are unable to agree on a neutral arbitrator, the claimant may file suit in any court of competent jurisdiction solely for the purpose of requesting the appointment of an arbitrator for individual (non-class) arbitration, as provided for in Section 5 of the Federal Arbitration Act. To begin the arbitration process, a party must make a written demand therefor.

Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of arbitration under this agreement with arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise. THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND UNIDENTIFIED STARTUP LLC WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. You are entitled to a fair hearing, and the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court. By using Unidentified Startup LLC’s goods, facilities and services, You consent to these restrictions.

Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between You and Unidentified Startup LLC, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in New York, New York. If either party employs attorneys to enforce any right in connection with any Dispute or lawsuit, the prevailing party shall be entitled to recover reasonable attorneys’ fees.

This Agreement constitutes the entire agreement between You and Unidentified Startup LLC and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between You and Unidentified Startup LLC with respect to the Services and information, software, products and services associated with it. This Agreement shall be subject to and construed in accordance with the laws of the State of New York, excluding its conflict of laws principles. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of the Agreement shall continue in effect. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.